Shop Insurance

shop insurance

Securing Shop Insurance needs

A shop insurance, retail insurance or retailers insurance package policy is designed to provide a business that trades as a shop or a retailer with a business insurance policy that includes many of the insurance covers that they will need. Typical examples of trade categories suitable for a shop insurance are:

  • Newsagents
  • Butchers
  • Off Licenses
  • Bakeries
  • Clothing retailers
  • Hardware stores
Help with shop insurance?Insurance featuresWhat next?
Helping protect against the effects of unforeseen events, our support in the arrangement of shop insurance can be tailored to a wide range of businesses, from florists to salons and electrical outlets, through to local stores and corner shops. Cover can include buildings, contents, theft, business interruption, seasonal increases and more. In order to provide you with a suitable policy, we adhere to:

  • We work with you to fully understand your business and the risks you face
  • We then work with our partner insurers to design an insurance policy that covers you and your business
  • We will present to you the options available and recommend the best policy for you (including the cover, policy limits and exclusions, and price)

Shop Insurance typically features:
  • Buildings cover
  • Fixtures and fittings cover
  • All risks cover for loss or damage to contents
  • Business interruption
  • Cover for money belonging to you or that you are responsible for in connection with the business
  • Accidental damage cover, including damage to glass
  • Seasonal increases for stock
  • Refrigerated stock
  • Damage or theft of stock while in transit
  • Public liability
  • Products liability
  • Loss of licence if applicable to your business
  • Legal expenses including cover for contract disputes

For more information on how we can help with your insurance needs please contact us or call us on 020 8205 3000.

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